Version 2.0

Culture, healing, politics and bullshit - Not necessarily in that order

The general, socio-political and very personal rantings and ravings of a hip hop head from the hood hustling for change... Of himself.

You all know me and are aware that I am unable to remain silent. At times to be silent is to lie. For silence can be interpreted as acquiescence.
—Miguel de Unamuno


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Monday, August 18, 2008

More Money, More Problems

I'm just like everyone else.

I have too much and can't even see it. I know a lot and act as if I'm the most ignorant cat on the planet. What I know and how I do in having that knowledge is what pushes me deeper into this harmful abyss most people never recover from. It's contagious too. I spread it to folks in the past and even became a product of that kind of environment and it has let me to be the person that I am today, right now.

I, like most of us suffer from having a poverty mentality.

Its defined as having the thought patterns that things aren't going to get much better because that' all we have and all we deserve. It's a half-empty way of looking at things. I don't suffer from this all the time but there are times like right now that I do. The unnatural forces of nature that push society tricks us into thinking this way. Case in point, I bought a new car on the 5th. I was so uninterested in purchasing it that I rented a car so I couldn't drive the new one off the lot.

I know the game. There are certain cars that the dealership has to move to make room for a more profitable model, so even if you come in looking for one thing they push another and the finance companies look at what's being held as collateral before they approve the loan so one's credit has nothing to do with obtaining the loan for whatever they end up with. Unless you're firm with what you want you'll get 'special rebates and financing' aimed at forcing you to take a piece of shit out the door... And the psychology of the deal is to make you feel good about buying what you didn't want at terms you probably didn't even think of and your down payment?

A credit. Well to the eyes of the finance entity. Your cash down payment is split between the salesperson, the manager and the dealership. You just paid a car salesman's mortgage or like I did January 2006, I bought some dude a boat. He used my $3500 as a down payment for a nice little river putter his wife urged him to get. I sold the 06' Jetta when I ran off to trucking school but I know the game. This time it was $4800 that paid down some young cat's student loans. I don't even like the shit but my wife needs reliable transportation, a warranty, roadside assistance, GPS and familiarity and comfort so her transition from the last vehicle is damn near seamless and I feel like I provided that. That's my job so I deliver. I have to, I just don't have to like that shit.

I had to be an asshole in order to get the deal I wanted. It seems that bringing out my asshol-ish nature is the order or the day round these parts.

I just gotta get over the feeling that I had to act an ass to get a 'deal' that'll cost me $500 a month for the next 24 to 36 months because I had to. I should be happy that I am able to afford such things for my other half and that I have a deal to replace the vehicle with the 2010 Prius (plug-in Hybrid redesign from Toyota - look that up), but no. I feel like I put myself in some sort of financial doghouse because when you add fuel, insurance and the payment itself, there goes over $1000 monthly that could have paid for something else. But isn't everyone else going thru the same thing?

It's hard because even though I exist in a two income household, $15,000 a year for a the privilege to drive just doesn't sit well with me. It's funny because both wifey and myself have business on the side that could replace what we do employment wise in the very near future but I just feel like stuff like this somehow affects my ability to retire in Belize.

It's a thousand friggin dollars and every one else is feeling the same crunch, right? Even with the ability to write off a portion of the payment and fuel costs I still find the whole thing wrong and a waste of time and money.

So imagine how I feel about paying the house note?
And gas. electric and cable/phone for a 4 bedroom, 3 bath behemoth?
Food expenses?

If I get out of the game and move away will that make me happier?

Lord help me if I ever win the lottery (I don't play) or if our businesses explode with success. Florida and James never encountered problems like this, did they?

I should be thankful to even be in this position to burn money the way we do.

4 comments:

Zesty said...

Hey, if it feels empty, it feels empty.

Speaking of which, not seeing you in my comments lately.

Just sayin.

Aly Cat 121 said...

Dayum a NEW car, sh*t I just want A car. But my hubby SWEARS we can't afford it. So yeah, yall doing alright.

Mrs. Ntimbanjayo said...

Hell yeah James and Florida had problems.....just different ones. Our problems are gas and heating bills....running successful businesses and still having quality time together.....how soon to buy tickets to Denver and Vegas and Florida (I mentioned the Florida trip in December didn't I?).

James and Florida had to worry about what parts of the chicken they could afford this month, buying encyclopedias for Michael so he could pass "standardized" tests, and clothing Thelma for a REASONABLE price without having to slap Winona.

Now we could live in a 2 bedroom spot with a pull out sofa and you could wonder SILENTLY what parts of the chicken are in the soup on the stove every night.......

Oh and I'm picking up some lottery tickets today. LOL

The Second Sixty-Eight said...

LOL @ Wifey.

I did mention there would be days like this didn't I?

But there will always be hoops to jump through. You just got some better hoops than others...